NML Logo

DirectAxis Pulse

Services

OnboardingTransactional Platforms

Client

DirectAxis Pulse

Industries

Investment

A free and secure financial wellness tool that allows you to check your credit health and give you an understanding of how you are seen at the credit bureau.
client logo

Problem

DirectAxis wanted to provide South Africans with a product that allows them to access their credit rating monthly and for free, as well as information needed to improve their credit rating if necessary.

Solution

Build a platform on the DirectAxis corporate website where South Africans can register and visit monthly for an up-to-date credit rating with corresponding explanations and advice about their credit score.

Project Overview

DirectAxis Pulse is a free and secure financial wellness tool that allows you to check your credit health and give you an understanding of how you are seen at the credit bureau. It lets you track your monthly credit commitments and also provides insight into which products you qualify for based on your credit profile.

Feature Highlights

  • Pulse lives behind Industry-leading security, requiring users to be logged in / registered and their identities verified in order to access Pulse.
  • A fast and responsive user-experience that renders beautifully on mobile devices.
  • Adaptive rendering of the Pulse views that are wrapped and used by the DirectAxis Pulse Android and IOS mobile apps.
Feature 1

Responsive User Experience

/uploads/Pulse1_82e5f168e3.png

Direct Axis Pulse’s UI is already fully responsive and mobile friendly, however IOS and Android mobile apps exist in their respective app stores. The apps are hybrid web / native, which means that they are built through a combination HTML5, CSS, and JavaScript web standards and then run inside a Native container that allows them to be installed on a phone.

Feature 2

Adaptive Rendering

/uploads/Pulse2_6b1f024249.png

Utilizing Sitecores ability to render variations to the UI depending on the context and device that is being used, this allowed us to adaptively render views specifically for the Mobile applications, and this allowed us to leverage off of the existing functionality, security and business logic and not have to redevelop it for the mobile apps. This therefore enabled us to deliver with speed and efficiency while also refreshing the UI to be more appropriate for a mobile experience.

Feature 3

Registration Process

User’s need to be registered for Pulse and authenticated in order to access their Pulse score. During the registration process DirectAxis customers are asked to verify their identity by either confirming an OTP that is sms’ed to their cellphone, or by answering 5 security questions that are supplied by the credit bureau. Once verified, customers gain access to their Pulse Score.

/uploads/Register_ddda364380.png

User’s need to be registered for Pulse and authenticated in order to access their Pulse score. During the registration process DirectAxis customers are asked to verify their identity by either confirming an OTP that is sms’ed to their cellphone, or by answering 5 security questions that are supplied by the credit bureau. Once verified, customers gain access to their Pulse Score.

/uploads/Pulse3_b1f05b6cee.png

Technical Requirements

Pulse is fully integrated with DirectAxis’s existing enterprise API layer, with all requests to DirectAxis’s API layer happening server side behind their secure firewall. Several API’s exists allowing the Pulse’s UI the following functionality: Logging in / registering Verification of Identity either via Credit Bureau Security Questions, or cellphone OTP verification Access to your Pulse Dashboard

Tools

  • Sitecore 8.2 Experience Platform
  • SQL Server
  • MongoDB
  • ASP.NET MVC

Security

Pulse is fully integrated with DirectAxis’s existing enterprise API layer, with all requests to DirectAxis’s API layer happening server-side behind their secure firewall. Several APIs exist allowing Pulse’s UI the following functionality:

Useful technical features

Logging in

Logging in / registering.

Verification

Verification of Identity either via Credit Bureau Security Questions, or cellphone OTP verification.

Pulse Dashboard

Access to your Pulse Dashboard.

Like this project?

You can view a selection of completed projects on our work page